Home Buyer Checklist

Our mission is to guide home buyers and sellers through one of the biggest financial decisions of their lives. We strive to make buying and selling homes a smooth process where our clients feel empowered with information and shielded from complications.

We hope this checklist helps you through the process of buying a home.

 

1. Get Pre-approved for a mortgage loan and establish a budget. This important step will illuminate any disappoints by avoiding looking at homes outside of your budget or what your qualify for.

 

2. Identify what type of property you would like to buy (condo, townhouse, single family home, duplex etc.)

3. Identify what locations are acceptable for your new home. Consider public transit, schools, grocery stores, shopping etc.

4. See prospective homes with your agent. This can be daunting but so much fun!

5. Write an offer on a home and get it accepted! Keep in mind sometimes negotiations will need to take place.

6. Once you have an accepted offer, follow your agents instructions for providing earnest money, ordering a home inspection and starting the loan origination process with your lender.

7. After inspections are complete and the appraisal is completed, usually the transaction will go through so it is time to start packing and planning your move.

8. Contact movers 1-2 weeks ahead of time as a minimum to be sure your timeline can bet met. And start packing!

9. Less than one week before closing you will need to set up utilities to be inyour name, homeowner’s insurance to start. We will provide you with the contact info for your utility providers.

10. On the day of closing or day prior to closing, you will need to wire your down payment and closing costs to the title company for closing. After your loan funds and the deed records, you are the new owner of your home! Your agent will arrange to get keys to you so you can take possession.

Best Things to do in the fall in Utah

Fall in Utah is simply breathtaking. There are so many fun things to do in the fall, with the color changes and the chill in the air, you will want to experience all the wonder mother nature has in store, as well as take in a few fun fall inspired events this time of year.

 

Here are few or our favorites:

Take a drive:

 

Alpine Loop- is own of the most picturesque drives in Utah. The loop connects American Fork Canyon and Provo Canyon and will provide you with an abundance of color.

 

Big Cottonwood Canyon- Another scenic byway that will take you a journey of fall color changes.

 

Sundance- take a left after the tunnel as you drive from Provo to Heber. There are signs along the way.

Fall Hikes:

 

Please check links for difficulty levels.

 

Bell Canyon Reservoir– pick this hike up right in Sandy and don’t stop until you get to the lake. The colors are amazing in the fall.

 

Stair Gulch– In Big Cottonwood Canyon, the colors line the trail as you climb up the gulch.

 

Trail to Desolation Lake – behold the honey gold aspens and the pretty lake just up yonder. The hike is not a short one, so it is also a great workout.

 

For the kids

 

Gardner Village Witches– Few things say fall like the Witch display at Gardner Village. This event really is fun for all ages but younger kids really get a kick out of seeing all the creative witch displays around the village. And it is free to roam around.

 

Boo Lights– Hogle Zoo does an amazing job of creating Halloween themed light displays throughout the zoo. From a graveyard to the land of spiders, kids will enjoy all the sights…and sounds.

 

The Crazy Corn Maze- Just like the name implies, be prepared to enter a corn maze of fun with many twists and turns over 8 acres of corn.

Stress Management for Home Buyers

Everything about moving can be stressful. We have a few tips to help you manage stress during the process. From the selling or buying of a home to the packing and unpacking, there are moments of excitement and moments of anxiety so having your ducks in a row so to speak will help make the later moments minimal.

Start Small– this will allow you to see progress along the way and hopefully keep you motivated without the tasks seeming to daunting. Whether that is packing up all the bathroom drawers only leaving items that you may need up until moving day, to picking a section of basement or garage to make some headway.

 

Allow for plenty of time– trying to rush through the moving process will do nothing but put added stress on the situation. Pre-planning for moving trucks etc., will help you also feel more prepared. Try not to leave anything to the last minute.

Try to stay organized– sorting and labeling boxes is the key to having a less stressful unpacking experience. This includes keeping all documents you may need in an easy to access place. Upfront planning is essential to coordinating all the ‘moving’ parts.

 

Hire professional movers-if you can fit it into your budget, having professionals come and pack the truck, haul the items, and unpack the truck in your new space is a lot less work for you. In addition, it will not only save your back from heavy lifting but will give you peace of mind knowing all your stuff is in one place.

Ask for help– if you need it, ask! Family and friends are a great resource if you are feeling overwhelmed by the move. Having an extra set of hands or two, can help tremendously.

 

Meet your new neighbors– who knows, they may even be nice enough to come help you unpack.

 

Rest– be sure to rest when you need too. Try and get as much sleep as possible and drink plenty of fluids. This will help you both mentally and physically.